If you are filing separately, then you are not eligible for the Premium Tax Credit. However, if you are filing separately, then she should not enter your 1095-A on her return. Only you would enter this if you both were not covered. If you both are covered, then you would both enter it on your returns, but then you would allocate the premiums and everything so that the total of the premiums are 100% instead of both of you claiming the full amount. This would fall under Situation 2 so you would split everything 50/50.
What was your filing status last year? Did your income increase from last year? An increase in income could cause you to have to repay some or all of your Advanced Premium Tax Credit if you used the Married Filing Joint status. If your income is over 400% of the federal poverty level, you would have to repay all of your premium tax credit.
Since it is asking about the spouse, be sure that she is selecting that you are married filing separately if she was not covered on the policy.
Look at your 1040 from last year and compare it to this year. A change in income or filing status, would affect the premium repayment.
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