Vanessa A
Expert Alumni

Get your taxes done using TurboTax

If she has insurance through the Marketplace, she does have to file a return. 

 

Are you married, divorced, living together, filing a joint return?  Who is claiming your son?

 

If you are married and filing a joint return, then NO, you would not list this as a shared policy, it would just be a regular policy covering the people on your return.

 

If you are divorced, separated or filing separately and you are claiming your son, then yes, you would list this as a shared policy.  Then you would allocate the percentages however you agree using 0%-100% on your return with her including the other percentage on her return.  If you cannot agree, then as stated above, you would have to divide it 50/50.

 

If you are divorced, separated or filing separately and you are NOT claiming your son, then no, you would not list this as a shared policy. 

 

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