I am having the same issue in 2025 doing my 2024 taxes. It asks what coverage we had as of Dec 1 2023. When I select family for me, and none for my husband (he is on my plan), it says it sees I had a lapse in coverage. HOWEVER, we have never had a lapse in coverage. Neither of us have had an HSA, so maybe that is why, but I don't want this to seem like I am admitting a lapse in coverage! Did you basically say none for both and leave it at that? Did you have any issues last year?
