I just turned 72 in January so I'm 73 in 2026. I don't need to take my first RMD until 2026 or until April 1, 2027. You actually have until April 1, 2026 to take your first RMD. But if you wait you would have to take 2 RMD in 2026.
But when I did my tax return it told me
A Friendly Reminder about your retirement and said to start thinking about when you'll be required to take distributions when I turn 73.
