You can do any of the above. You can file and pay now. You can file now and pay by April 15th. Or you can wait until early April to file and pay at the same time. As long as you pay by April 15th, it is considered on time.
When you get to the end of TurboTax, if you want to file now and pay later, you will just select "pay by mail" or "send a check" You can then either send a paper check or you can pay online at the IRS website.
You also have the choice when filing to select a later date to have the payment come out of your account if you choose to pay through TurboTax when you file. TurboTax does NOT take the money out, instead the information is passed to the IRS for them to withdraw the money on the date you choose.
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