There is not a a charge for e-filing. You are looking at the "refund processing fee" of $40 ($45 in CA) to have your TurboTax fees deducted from your federal refund instead of paying upfront BEFORE you e-file using a credit or debit card. You do not have to do that. Pay for TT upfront.
What is Refund Processing Service?
How can I see my TurboTax fees?
https://ttlc.intuit.com/turbotax-support/en-us/help-article/intuit-account-billing/review-fees-turbo...
REMOVE REFUND PROCESSING FEE
https://ttlc.intuit.com/questions/1900517-how-do-i-remove-refund-processing-fees-in-turbotax-online-...
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