It depends on your actual situation. However, if you had expenses that were not allowed when Hurricane Ian was considered a Qualified disaster for tax purposes and now would be allowed with the qualification as a Major disaster, you may have a gain by filing an amended return if after you claimed all other expenses and deductions, you still had taxable income.
With the change, your losses would be added to your standard deduction to arrive at your taxable income. So, if you were single, had income of $100,000, and a $12,950 standard deduction in 2022 and qualified Major disaster losses of $90,000, you would no longer have taxable income and would get any taxes back you paid in for that year that was not already refunded.
If however, you had income of $25,000 and were married filing jointly, you would have had a standard deduction of $25,900, so you would already have no taxable income. In this situation, you would not gain anything by filing an amended return.
The losses are a deduction from income, not a tax credit.
If you are unsure, you can go in and amend your return to see how it impacts you.
Casualty and Losses Form 4684 Instructions
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