Some of those places charge an exorbitant fee or interest for the refund loans they are offering now. If you want to go to one of those places, go ahead. If, however, you want to use TurboTax and wait for an advance for which you do not pay an extra fee or interest, then you are subject to the rules that have been established by TT. The advance loan is not issued until your return is accepted by the IRS, and the IRS will not begin to accept e-files until late January.
https://turbotax.intuit.com/refund-advance/
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
