The Online version is completely separate from the Desktop program. Where did you see or how did Intuit "offered" an Online version with the Desktop program? Maybe it is for the Download version? The Desktop Download is the same as the CD. Starting this year for 2024 they are only selling the Download but after you buy the Download and get the License Code you can buy an install CD for $10.
If your computer does not meet the system requirements to install the Desktop program you can use the Online version instead.
