When you have marketplace insurance, your monthly premium is based on the income that you tell the marketplace you expect to receive during the year. If you end up having a higher income than you told them (and do not notify them during the year so they can adjust the premium) then you could owe at tax time. If you actually have LESS income than you told them you would get, you could get a refund. When you enter your income and your 1095A, the software reconciles the premium amount and the amount of tax due/refund.
Please have a conversation with a healthcare.gov rep; they will explain all of this to you.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
