Hi again... First, to answer your questions...#1 by "credit" I mean the tax credit that would show on line 24 of the 8962. #2... lines 5 and 29 for my scenarios.... there is no 8962 generated when I put income below the poverty level (and when there is no advance credit, etc.) and if I put the income at the poverty level, 5 is 100% and 29 is $0.. But my scenario assumed NO advance credit - as if cash was paid for all months rather than using a credit.
However, after playing around with the software some more..... if I set the return up with even $1 of advance credit (vs none), the software does generate the 8962 and the math looks correct. You should not have to request the advance credit to get the correct amount on the return though, so I'm wondering if there is a bug... This family didn't want to request an advance credit... they wanted to see what earnings she can build and deal with it in early 2025....
