@GayleS03 - let's make sure we are using the terminology correctly.
When you signed up for ACA, your premium was based on your estimated income and you family size.
On your tax return, if your actual income was higher than what was estimated you owe more premium (so more tax). HOWEVER, if your income is below 100% of the federal poverty level, you do not owe the additional premium (so no additional tax) .
if your actual income was LOWER than what was estimated, it is possible that more premium is returned to you in the form of a tax credit.
I am assuming there was no change in the family size from when you signed up for ACA compared to the tax return.
why are you looking for a solution? your actual income is your actual income. you can't just arbitrarily change it.
when you state the "credit" is there when your income exceeds the poverty level, do you mean a) the refund goes down / the amount owed goes up OR b) the refund goes up / the amount owed goes down?
