Did you use Turbo Tax by going through an investment company? Or import investment 1099? Those have been known to change your deposit to your investment account. So check all your accounts if you have those.
One poster found this.....
"The refund was sent to a bank I didn't recognize because Schwab where I have an account uses an intermediary bank, JP Morgan. So the refund was in my Schwab account which has little activity and I had not checked. I had not had a refund in so long, I did not remember the default account I had set up years ago for refunds."
Chase is with JP Morgan.
