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Get your taxes done using TurboTax
There is not a fee to have a direct deposit of your refund. That $40 fee is incurred if you choose to pay your TurboTax fees using your federal refund instead of paying upfront with a credit or debit card BEFORE you e-file. The fee goes to the third party bank that receives your refund from the IRS, takes out what you owe to TurboTax, collects its own $40, and sends you the rest. That fee can be avoided. As for your other fees---we cannot see your information so we do not know what version of the software you used or what -- if any--add on features you chose to include.
What is Refund Processing Service?
How can I see my TurboTax fees?
https://ttlc.intuit.com/questions/2565973-how-do-i-review-my-fees-in-turbotax-online
No one in the user forum can resolve a billing issue. If you have a question about your TurboTax fees or billing, make sure you use the word “billing” in your request for help. Do not use the word “refund.”
https://ttlc.intuit.com/questions/1899263-what-is-the-turbotax-phone-number