"Premium service" is an EXTRA $45 fee in CA that is added if you choose to pay your other TurboTax fees by having them deducted from your federal refund instead of by paying upfront BEFORE you file by using a credit or debit card to pay. Are you e-filing a state return? If so, if you pay the $25 state e-file fee from your federal refund instead of by paying using your own credit card, you are getting smacked with an extra $45 fee to allow a third party bank to receive your federal refund, take out $25 for TT, keep the $45 for itself, and send you the rest.
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