The TurboTax desktop CD/Download editions include 5 free federal tax return e-files. There is a state e-file charge that is currently $25. There has been a state e-file fee using the desktop editions for at least the last 20 years. This e-file charge can be avoided by printing and mailing the state tax return.
The $45 charge you are seeing probably for Audit Defense which is optional. You can remove this charge in the Payment section in the File menu. Click on Remove under the Audit Defense charge of $45.
Go to this TurboTax website for the charges that can be assessed when using the desktop editions - https://turbotax.intuit.com/desktop-pricing
