@VolvoGirl - Thanks for the quick reply. I have visited the "Other Tax Situations" and "Underpayment Penalties" section many times. (I even "Clear & Start Over" my entire return with the same penalty result). I do not "Annualize Income". I do not think I should treat "Actual Withholdings" as
paid in four equally quarterly installments vs
withheld either (?). Haven't in the past. I have a W-2 that takes withholdings throughout the year (twice a month) and a varying bonus (w/ withholdings) that can fluctuate. Some dividends that are higher is year and have some vested company stock. Very similar to last year where I only paid $106.
