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If you are filing MFS you do not get an education credit/deduction for student loan interest paid---if that is the 1098 you are referring to.  Is it a 1098E for student loan interest?  If it is a 1098T you will not get education credit for that either since you are filing MFS.

 

And....you say you are using standard deduction, so entering a 1098 for mortgage interest will have no effect.

 

 

 

The 1099INT is taxable income so either one of you can enter it or split it 50-50 between you if you want to.   

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