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Slightly different Question on same topic...  Sister made 2023  contributions to both a Roth ($4k) and Traditional ($2k) IRA, and realizes both were a mistake. (Not eligible for Roth, can't deduct the traditional and doesn't want to mingle pre/post tax $ in the traditional IRA.)  I think she can withdraw the Roth contribution as an excess contribution (if done before filing the 2023 return and can use a timely filed extension to give him until 10/15/24.) However, I can't find clarity on whether she can remove the $2k in the traditional IRA as an excess contribution. We don't want her to get trapped into having to prorate the withdrawal between pre/post tax dollars, etc.