No-----if you are using the CD/download there is a $20 fee to e-file the state return. Do NOT choose to pay that $20 fee by having it taken out of your federal refund or you get that EXTRA $40 "refund processing fee." You do not have to do that. Pay the state e-file fee upfront with a credit or debit card before you e-file. Or avoid the state e-file fee altogether by printing and mailing the state return.
What is Refund Processing Service?
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