First, there is never an FBAR requirement in the account is not over $10,000 USD.
For scenario 1, assuming the income from the property exceeds $10,000 USD, only option 2 requires a FBAR filing
Scenario 2, you are required to file a FBAR as co-owner if the CD funds are deposited into the joint account. As long as they remain outside your control, they are not subject to FBAR.
Scenario 3: Property does not require a FBAR and again, doesn't need to be reported if under $10,000 USD
You only need to report foreign rental income if you receive proceeds or contribute to the expenses if the property is showing a loss.
For more information, follow this link: FBAR
Filing
