That doesn't sound right. Did you do the second one in 2024? I think you can make a QCD up to 100,000 per year. @dmertz
See this
https://ttlc.intuit.com/community/charitable-donations-deductions/help/what-is-a-qualified-charitabl...
See IRS Pub 590-B for IRA Distributions page 14 for QCD
https://www.irs.gov/pub/irs-pdf/p590b.pdf
