If the advance is offered to you when you are ready to file, then your refund goes on a Credit Karma card.
One of the options you can select when you are ready to file is to get a refund advance loan, You do not receive any money until your e-file has been accepted by the IRS—-and the IRS will not begin to accept e-files until January 29.
https://turbotax.intuit.com/refund-advance/
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
