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Could be a number of things.

 

1)  But try creating and saving/re-saving some other types of test files in other programs...Notes, Excel files, Word files...new pictures...or anything with a bunch of characters, data in it.   If it happens for other files, then perhaps your SSD is at end-of-life.   SSDs apparently go into read-only mode when ready to fail....to give you time to back up all your files before replacing the SSD, or moving to a new computer.

 

2)  Do you have multiple logins for that computer?  Sometimes logging in as a Guest is Read-Only for certain files

 

All I can think of for the moment...unless you somehow set the sub-directory your file is located in as Read Only

 

____________*Answers are correct to the best of my knowledge when posted, but should not be considered to be legal or official tax advice.*