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Get your taxes done using TurboTax
And.....you need to prepare a complete and accurate tax return to e-file. Employers will not have W-2's issued until sometime in January. If you are self-employed, you may need 1099NEC's from clients--which also will not arrive until sometime in January or later. Banks and financial institutions do not issue 1099's until January or February. Lenders issue 1098's in January. Schools issue 1098T's in January....etc. etc. etc.-----It seems highly unlikely that your 2023 tax return could be ready to file at this time, since tax year 2023 is not even over yet. You have to wait until you have all of your tax documents and information gathered together to enter on your 2023 return in order to e-file. The IRS will not begin to accept returns until later in January. IF you get a refund advance loan, you will not receive any money until the IRS accepts your e-file.