There is no difference for the upcoming 2023 tax year as far as the "rules" for using the CD/download software. You have always been able to use that software to prepare multiple returns for your own family, family friends, etc. You can e-file up to five federal returns. Five e-files is the IRS limit; you can use the software to prepare more than five federal returns but the "extra" ones have to be filed by mail. You might be trying to take the "your own" verbiage too literally----you just are not allowed under the terms of service to use TurboTax to prepare returns for others and get paid for it.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
