@Critter-3 yeah, but on the otherhand most all financial planners would say that if you are going to do Roth Conversions, use after tax money from outside the IRA to pay the tax. That way the OP takes full advantage of the tax free growth that occurs within the Roth.
You can always take the money of the Roth if needed at a later date (and there is no possiblity of tax as long as the Roth has been opened for 5 years and the taxpayer is at least 59.5 years old)
@ArchesNationalPark
