$69 is to upgrade from the Online Free Edition to Deluxe. It is only for 2022 and if you need to do a state return will be another $59. Then if you want the fees deducted from a federal refund is another Extra $40 Refund Processing Service charge (45 in California). So try to pay upfront with a credit card or debit card. You can get a prepaid Visa at Walmart etc. if you don't have a credit card.
