@DoninGA wrote:
April 1 of the year following the calendar year in which you reach age 72 (73 if you reach age 72 after Dec. 31, 2022).
So you would need to take an RMD from the IRA on or before April 1, 2025.
IRS website for Required Minimum Distributions - https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-required-minimum-di...
The way I would describe it is that your first RMD is due when you turn 73 (year 2024). You do get a grace period until April 15 of the following year, but if your take your 2024 RMD in Spring of 2025, you will also have to take your 2025 RMD before December 31, 2025. If you are ok with taking two withdrawals the same year, then no problem. But if you want to spread it out, you may want to take a withdrawal towards your RMD I 2024.
