You could NOT have requested the federal refund be paid using the state refund since you cannot do that in any way, shape or form. That was NOT an option in the FILE tab of the program. What you may have seen was the summary of the net of the refund and balance due overall but that was not an option given in the FILE tab step 2. In step 2 of the FILE tab you had to make any option on how to pay the federal balance due and paying from the state was not an option you were presented. You can open the return and look at the FILE tab again if you like but you DO owe the IRS so pay up ASAP to stop the penalties and interest from accruing further. Log in, scroll down and click on ADD A STATE to go back into the program and review the FILE tab step 2 again.
