Get your taxes done using TurboTax

In the FILE tab the option to pay the federal balance due with the refund was NEVER given ... only the option to mail in a check,  have the balance due direct debited from a bank account, pay by CC/Debit card  or to get on a payment plan.   At no time was the option to apply the state refund to the federal balance due given ... as already mentioned you must have misread the summary screen the program gave you at the end.  If you want to review the option you choose ( and that summary screen) you can log in, scroll down and click on ADD A STATE to let you back into the 2022 return then click on the FILE tab to review all those screens.