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Yes, you will have to amend your 2020 and 2021 tax returns to carry back the repayment if you repay the full amount in 2022. Please see How do I amend my federal tax return for a prior year?

The repayment will be entered on the 2022 tax return:

1. Login to your TurboTax Account 
2. Click on the Search box on the top and type “1099-R” 
3. Click on “Jump to 1099-R” 
4. If you do not have any 1099-R answer "No" to "Did you get a 1099-R in 2022?" (If you have any 1099-R then enter all 1099-R and after entering your last 1099-R click "Continue" on the “Your 1099-R Entries​​​​​​​” screen)
5. Answer "Yes" to the "Did you take a disaster distribution in prior years or repay…" screen
6. Answer "Yes" on the "Did you take a 2020 Qualified Disaster Distribution" screen
7.  Check the box next to "If this was a Coronavirus-related distribution reported in 2020 check here" and enter your information.
8. Enter the repayment on the "Did you repay any 2020 Qualified Disaster Distribution in 2022?" screen

For the 2020 tax return:

1. Click "Federal Taxes" on the top and select "Wages & Income"
2. Click "I'll choose what to work on"
3. Scroll down and click "Start" next to "IRA, 401(k), Pension Plan (1099-R)"
4.  On the "Your 1099-R Entries" screen click "edit" next to the Form 1099-R for the Covid distribution
5. Continue until the "Did you repay any of this distribution" screen and select "I repaid part of this distribution" and enter up to 1/3 of the distribution as repaid on the next screen

For the 2021 tax return:

1. Click "Federal Taxes" on the top and select "Wages & Income"
2. Click "I'll choose what to work on"
3. Scroll down and click "Start" next to "IRA, 401(k), Pension Plan (1099-R)" 
4. Click "Continue" on the “Your 1099-R Entries​​​​​​​” screen
5. Answer "Yes" to the "Did you take a disaster distribution in prior years or repay…" screen
6. Answer "Yes" on the "Did you take a 2020 Qualified Disaster Distribution" screen
7.  Check the box next to "If this was a Coronavirus-related distribution reported in 2020 check here" and enter your information.
8. Enter the up to 1/3 of the distribution as repayment on the "Did you repay any 2020 Qualified Disaster Distribution in 2022?" screen