The downloaded version lets you complete as many fed/state returns as you wish and efile 5 federal returns for free. The state program is included in the program fee however there is a $25 efiling fee for each state you want to efile otherwise you can print, ink sign and mail in the state return.
The online fee charges for the fed and state separately however you can efile them both for free ... you do the math.
If you choose to stay with the online program you can get a refund of the downloaded version within 60 days of purchase directly from TT no questions asked. To submit a refund request online, simply fill out our TurboTax Refund Request Form
