You should not use the worksheet on the back of the SSA-1099. It can be complicated to figure out even though it looks simple. Turbo Tax figures it all out for you. When you enter 1/2 of your ss on line B it is not being subtracted from anything. It is being ADDED to ALL your other income to see if any of the ss will be taxable to you. To see the Social Security Benefits Worksheet in Turbo Tax you would have to save your return with all the worksheets to your computer.
I have helped several people see where they went wrong when figuring the SS worksheet. And if the IRS changed or added any other income (like increased the taxable amount of any 1099R you got) it will make more of your SS taxable.
You have to report all your income even if you think it's not taxable. Even $1 of bank interest you don't get a 1099 for.
