Ok ... @homazarrin12 ... there is a fee if you use a debit or credit card which is really the same thing for this situation. It is only free if you set up a direct debit from your bank account. To do that you must enter the bank's name, routing & account number which is not the same as using the debit card for that account. I am sure if you look at what the prior year preparer did that is what happened. So it is your error in pulling out the debit card from your wallet and not using the info on the bottom of a check.
