@rlowndes126-gmai You are not required to use refund processing. You can avoid that fee by paying upfront using debit or credit card to pay the fees for using the software. There is no extra fee to e-file.
"Refund Processing" is a choice you have. If you do not want to have your fees deducted from your federal refund by the third party bank, you do not have to do that. In fact, I urge you not to use that service. Save yourself the $39, and save yourself some of the problems that sometimes ensue when that third party bank is involved.
What is Refund Processing Service?
REMOVE REFUND PROCESSING FEE
https://ttlc.intuit.com/questions/1900517-how-do-i-remove-refund-processing-fees-in-turbotax-online-...
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
