First of all the pdf file is so you can view or print a copy of your return without needing to open the program like to give someone a copy. And if you haven't done it I would go to your online account and download all the pdf files for all the years . You may not be able to get a copy when you need one.
Then about the file name. The first thing I do after starting a new return is to save it with a better name that I can tell it apart from other tax returns (I do other returns for family and test returns) . Go up to FILE - SAVE AS and I name it like 2022 My Name.tax2022. Oh and save frequently! The Windows Desktop program does not automatically save but it should ask if you want to save when you exit. And save backups! To something external like a usb drive or a backup program or cloud. The only copy is on your computer and not saved or stored online.
When you have your return open you can switch to the Forms Mode by clicking FORMS in the upper right . The Desktop program is a lot better than the Online version. You can see and enter into the actual forms. You can get to where you want to go and jump around without it asking you a whole lot of questions.
The CD/Download Desktop you buy and install the program, which can do unlimited returns. The returns are only saved on your computer and can not be accessed from anywhere else. And not saved at Turbo Tax. So Be sure to save Frequently and make backups. You get 5 federal efile for free. In Deluxe and above you get 1 state PROGRAM download to prepare unlimited state returns (in that state). Each state return including the first one is $20 early or $25 to efile or you can print and mail the state for free. The Desktop programs do not have the expert help that is available to add to Online versions.
Desktop also has many other features and advantages over the Online version. You can do more than 1 return. You can see and enter into the actual forms. It has a What-If worksheet. And you can use a lower version because all the Desktop versions have ALL the same forms. You just get more help in the higher versions. In online you have to upgrade to enter certain kinds of income. Like Premier for investments.
And the Desktop program is always available even after the year ends. Which is good if you ever need to amend your return after online website is closed or get audited and need your tax records.
