Personally I think you dodged a bullet ... the refund processing service and the CK systems have had a lot of issues lately so no matter which program you use you always pay the program fees with your own debit or CC and not with the refund. If you don't have a bank account then buying a pre paid debit card at the store is the cheapest way to get someplace to deposit a refund if a check to the home is not feasable.
Better yet ... don't pay anything if you can help it ...
If you qualify you can use one of the 8 IRS FREE FILE options (AGI has to be $73K or less)... https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free
