You can take your first RMD required minimum distribution by April 1 of the next year. If you wait to take it next year then you will have to take 2 distributions next year. One for 2022 and for 2023. And it depends on your other income, etc. So you may not want to increase 2023 income. And if you take it all in 2023 it may push you into a higher tax bracket and may make more of your Social Security taxable.
