FYI ... most places do "signature" loans based off an anticipated refund amount based off your estimated income and is expected to be paid back when the federal refund comes in or a certain time frame has passed. You are not always required to actually file the return later with that company ... read the fine print carefully and note the costly fees before signing anything. Any company who says they can file the return before the IRS is ready in January is pulling a fast one and trying to tie you to their company. Do not sign any unfinished tax return and be aware of scams.
