Get your taxes done using TurboTax

You can re-characterize the Roth contribution plus the earnings to a traditional IRA so you don't have a Roth contribution problem. Tell the IRA plan administrator then it needs to be recharacterized not converted. Then if this is the only thing in any traditional IRA in his name then he can convert that to the Roth using the back door Roth conversion that is allowed. As far as you go, the traditional IRA contribution is allowed however if your income is too high it may not be deductible.

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