Oh--and you asked if you should take the money or get a loan from the fund. That is not a choice for anyone in this forum to make for you. If you get loan, the loan is not taxed, but then you have an amount of time to pay it back or else it becomes a taxable distribution. Talk to the financial institution to find out how much you have in the account, etc. and how much you can borrow against it if you choose to take a loan on it, and ask them what the repayment requirements will be to avoid taxes. If you have just been leaving the money in the account for these past several years, you should find out what it worth now and then decide what to do with it. You could also roll it over into a different retirement account.
**Disclaimer: Every effort has been made to offer the most correct information possible. The poster disclaims any legal responsibility for the accuracy of the information that is contained in this post.**
