Where do I enter my long-term care premiums?
For 2025, you can deduct long-term care insurance costs if you itemize your deductions instead of taking the Standard Deduction. Like other medical expense deductions, you can only deduct what exceeds 7.5% of your adjusted gross income (AGI).
Deductions for long-term care insurance policies are limited based on the policy holder’s age:
Age 40 and younger as of December 31, 2025: $480
Age 41–50 as of December 31, 2025: $900
Age 51–60 as of December 31, 2025: $1,800
Age 61–70 as of December 31, 2025: $4,810
Age 71 or older as of December 31, 2025: $6,020
To enter your long-term care premiums:
Go to to the Schedule A section in your return:
TurboTax Online/Mobile: Go to the Schedule A screen under Deductions & Credits.
TurboTax Desktop:
Go to Federal Taxes.
Go to Deductions & Credits.
If asked How do you want to enter…?, select I’ll choose what I work on.
Under Medical, select Start or Update next to Medical Expenses.
Proceed through the medical expenses section and go past the Tell us about anything paid for long-term care services screen. This screen is for actual care expenses, not insurance premiums.
When you reach How much did you spend on insurance premiums?, enter your gross (total) long-term care premiums.
