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Returning Member
posted Apr 26, 2019 7:29:03 AM

Massive drop in score, 72 points

My score has dropped 72 points over the last few months but mainly all at once, it’s regarding 2 EMS bills that were sold from once collection agency to another. Is it normal for 2 accounts to bring down my score not only when they were first added to me credit report but again when their transferred to another collector?

When I pay these accounts will my score go back to what it was previously if the collector moves to have them removed from my credit report?

0 1 1038
1 Replies
Level 6
May 2, 2019 9:50:27 AM

Your score is not going back up to what it was all at once. It could take several years and up to 7 for that to happen.