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New Member
posted Jan 19, 2020 12:52:56 PM

How to raise my score

How can I raise my score when I cannot get approved for any loan, credit cards and have no credit history or usage?

0 2 894
2 Replies
Level 15
Jan 19, 2020 2:29:33 PM
Returning Member
Jan 31, 2020 12:52:20 PM

I would apply with Capital One, as they offer a secured credit card with a limit of 200, and after 5 months of usage and on time payments, it converts to a regular unsecured credit card. This will start your credit history and will allow you to open other types of trade lines. 

 

https://www.capitalone.com/credit-cards/secured-mastercard/?external_id=WWW_LPT17_ZZZ_ONL-SE_AAAGO_T_SEM2_ZZZZ_c_Zg_57930c1b-59ac-441a-9585-3f48f106445f_[phone number removed]_26162&target_id=aud-[phone number removed]:kwd-50770670&gclid=Cj0KCQiAvc_xBRCYARIsAC5QT9lpgIaaXcRGrpJ28bx4x8oVBL-ryppQ21cJLbTFMZ69ocTGVHmsZ3caAtQSEALw_wcB