Why sign in to the Community?

  • Submit a question
  • Check your notifications
Sign in to the Community or Sign in to TurboTax and start working on your taxes
New Member
posted Feb 4, 2020 5:42:18 PM

How many points my credit score

My credit score is 645, my debt is 5k, if I pay off the 5k, how many points my credit score will go up to?

0 1 1121
1 Best answer
Level 15
Feb 4, 2020 6:32:03 PM

The exact figure would be virtually impossible to state because there are different credit scoring models that use different algorithms. Your score will eventually rise due to a decrease in your utilization rate.

1 Replies
Level 15
Feb 4, 2020 6:32:03 PM

The exact figure would be virtually impossible to state because there are different credit scoring models that use different algorithms. Your score will eventually rise due to a decrease in your utilization rate.