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New Member
posted Jan 26, 2020 1:00:21 PM

How do I start credit

I’m currently 18 and active duty in the marine corp, being independent how to I start to build credit when I have no score at all, I’ve applied for cards but get declined being there’s no credit history

0 2 1060
2 Replies
Level 15
Jan 26, 2020 1:04:25 PM

You might need a co-signer or some sort of secured credit card to start.

 

See https://www.nerdwallet.com/best/credit-cards/no-credit   and

 

https://www.creditkarma.com/creditcards/explore/i/student-credit-cards/?adcopy=1509319167_57275917174_289064518710&adgroup=First_Credit_Card&adcampaign=Credit_Cards_-_Student_-_Broad

Level 3
Jan 26, 2020 5:12:45 PM

I agree with tagteam; his plan will definitely work. However, I would start by calling your bank. You have a relationship with them and they can at least point you in the right direction, if not offer you something on the spot. If you have USAA (highly recommended), they have ridiculously helpful customer service.