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New Member
posted Feb 4, 2026 3:19:46 PM

Lifetime Learning Credit - EIN Required?

My daughter attended Esthetician school in 2025 and the school does not provide 1098-T forms.  They tell me other students have successfully filed their taxes with alternate documentation / statements showing tuition paid.  I have asked for a Federal ID number and they did not provide that information.  So my question is, should I still be able to claim the Lifetime Learning Credit by answering "No" to the question about receiving a 1098-T form?  When I do that, TurboTax still forces me to enter a Federal ID and won't let me continue beyond that point. 

According to this IRS website - https://www.irs.gov/credits-deductions/individuals/education-credits-aotc-and-llc "The educational institution’s employer identification number (EIN) is not required on your Form 8863."

What am I missing?

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1 Best answer
Employee Tax Expert
Feb 4, 2026 4:04:11 PM

Yes, you can theoretically claim the Lifetime Learning Credit (LLC) without a 1098-T, but there is a major "catch" regarding the school’s eligibility that likely explains why TurboTax is blocking you.

 

To claim the credit, the school must be an "eligible educational institution." By law, this means the school must be eligible to participate in the U.S. Department of Education’s student aid programs (FAFSA). If a school does not have a Federal ID (EIN) or refuses to provide one, it is often a sign that they aren't an accredited "eligible institution" for federal tax purposes.

 

The IRS only allows the LLC for schools that are accredited and recognized by the Department of Education. Many private esthetician or beauty schools are "licensed" but not "accredited" for federal financial aid.

 

The Test: Search the Federal Student Aid Database (DAPIP). If your daughter's school is not in this database, you cannot claim the credit, regardless of how much you paid.

 

The "Other Students" Claim: When the school says other students have filed successfully, they may be right—but those students may be at risk of an audit. If the school doesn't have an EIN, they are effectively "off the grid" for the IRS education credit system.

2 Replies
Employee Tax Expert
Feb 4, 2026 4:04:11 PM

Yes, you can theoretically claim the Lifetime Learning Credit (LLC) without a 1098-T, but there is a major "catch" regarding the school’s eligibility that likely explains why TurboTax is blocking you.

 

To claim the credit, the school must be an "eligible educational institution." By law, this means the school must be eligible to participate in the U.S. Department of Education’s student aid programs (FAFSA). If a school does not have a Federal ID (EIN) or refuses to provide one, it is often a sign that they aren't an accredited "eligible institution" for federal tax purposes.

 

The IRS only allows the LLC for schools that are accredited and recognized by the Department of Education. Many private esthetician or beauty schools are "licensed" but not "accredited" for federal financial aid.

 

The Test: Search the Federal Student Aid Database (DAPIP). If your daughter's school is not in this database, you cannot claim the credit, regardless of how much you paid.

 

The "Other Students" Claim: When the school says other students have filed successfully, they may be right—but those students may be at risk of an audit. If the school doesn't have an EIN, they are effectively "off the grid" for the IRS education credit system.

New Member
Feb 4, 2026 4:37:07 PM

This is the clear answer I've been looking for. Thanks, Dave!