What does pending mean

Pending simply means that your e-filed return is on its way and that the government hasn't accepted or rejected it yet.

You will have to wait for the IRS to start accepting or rejecting 2020 tax returns on February 12, 2021

How long will it take for my federal refund to be deposited into my bank account

assuming the IRS finds no issues with your return, and it takes what it says is the standard 21 days to process your refund,  look for it around 3/8/2021

Can i reapply for refund advance

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@greatfuldead7282 wrote:

Can i reapply for refund advance

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Once the tax return has been filed the tax refund advance is no longer available.