Just to clarify, were you affected by the PATH Act?
According to Santa Barbara Bank:
"There is no delay associated with the Refund Transfer and it may actually help you get your money faster, depending on your circumstances. The answer depends on whether or not you have a bank account.
UPDATE: If you are filing before February 15th your refund may be delayed due to PATH Act. Get info here."
Please click the following help links to learn more.
How long does it take to get my refund?
Who provides Pay With My Refund?
What is Refund Processing Service?